FinTech Startups & Directory

Pakistan Ecosystem

Directory of active fintech companies, digital retail banks, payment gateways, and software providers.

Easypaisa logo
easypaisa.com.pk
Payments

Telenor Microfinance Bank's flagship wallet platform, currently transitioning towards a full Digital Retail Bank (DRB) license.

Mobile WalletDRB TransitionBill PaymentsRemittance
SadaPay logo
sadapay.pk
Payments

Consumer EMI app popular among freelancers, remote workers, and Gen Z for international payments and sleek cards.

EMI WalletInternational PaymentsVirtual/Physical CardsP2P & P2M Transfers
NayaPay logo
nayapay.com
Payments

Digital payments app offering consumer wallets, virtual Visa cards, and NayaPay Arc for SME merchant payments.

Consumer WalletVirtual VisaNayaPay Arc (SME)
JazzCash logo
jazzcash.com.pk
Payments

Mobile wallet platform backed by Jazz/Veon.

Mobile WalletMerchant PaymentsSavingsAgency Banking
Paymo logo
paymo.com.pk
Payments

A Gen Z-focused digital wallet and social banking startup.

DaftarkhwanDigital WalletSocial BankingGen Z Focus
Safepay logo
getsafepay.pk
Payments

Developer-friendly payment gateway popular among Shopify brands and direct-to-consumer (DTC) businesses.

Payment GatewayDeveloper APIShopify IntegrationDTC Merchants
PayFast logo
gopayfast.com
Payments

Payment gateway integrated across major retailers and corporate merchants.

Payment GatewayRetail & Corporate
PayPro logo
paypro.com.pk
Payments

Digital payments and smart invoicing aggregator specializing in recurring billing, B2B, and fee collection for educational institutes.

Payment AggregatorRecurring BillingSmart InvoicingEducation Fees
Haball logo
haball.pk
Payments

B2B payment supply-chain platform enabling digital corporate payments and financing across distribution networks.

B2B PaymentsSupply ChainCorporate Financing
Payments

Integrated e-commerce payment checkout and merchant settlement platform.

E-commerce CheckoutMerchant Settlement
RapidGateway logo
rapidgateway.pk
Payments

Unified payment gateway platform integrating Raast, wallets, and card schemes under a single API.

Unified GatewayRaast IntegrationWallets & CardsSingle API
OneLoad logo
oneloadpk.com
Payments

Shop-keeper digitization platform enabling micro-retailers to offer bill payments, mobile top-ups, and banking services.

Shop DigitizationBill PaymentsMobile Top-upsAgent Banking
Abhi logo
abhi.com.pk
Lending

Earned Wage Access (EWA) pioneer allowing employees to withdraw earned salary before payday, along with payroll and invoice financing tools.

Earned Wage AccessPayroll FinancingInvoice Financing
Finja logo
finja.pk
Lending

SME-focused lending and digital payments platform providing working capital financing to supply chains.

SME LendingWorking CapitalSupply Chain Finance
Muawin logo
muawin.com
Lending

B2B deferred payment and financing platform.

B2B Deferred PaymentsFinancing
Digitt+ logo
digitt.com.pk
Lending

Agriculture FinTech offering tech-enabled loans, input financing, and digital supply-chain finance for farmers.

Agri-LoansInput FinancingDigital WalletSupply Chain
Tajir logo
tajir.com
Lending

B2B e-commerce platform with integrated credit solutions for mom-and-pop (kiryana) retail stores.

B2B CommerceKiryana StoresTrade Credit
CreditBook logo
creditbook.pk
Lending

Digital ledger platform helping small business owners track debt, manage receivables, and access credit insights.

Digital KhataReceivablesCredit Insights
Metric logo
getmetric.today
Lending

AI-driven accounting software ("Chief Financial AI") designed specifically for SMEs to track financial health and cash flow.

AI AccountingCash FlowSME Financial OS
Bazaar Technologies logo
bazaartech.com
Lending

B2B merchant marketplace offering buy-now-pay-later (BNPL) inventory credit to local retailers.

B2B MarketplaceBNPL Inventory CreditRetailers
QisstPay logo
qisstpay.com
Lending

BNPL platform providing flexible installment options at e-commerce checkouts.

BNPLInstallmentsE-commerce Checkout
Elphinstone logo
elphinstone.com.pk
WealthTech

Digital wealth management platform offering simplified investment portfolios and robo-advisory tools.

Wealth ManagementRobo-AdvisoryPortfolios
KTrade logo
kasb.com
WealthTech

Mobile trading app enabling retail investors to buy and sell stocks listed on the Pakistan Stock Exchange (PSX).

Mobile TradingPSX StocksRetail InvestingKASB Securities
WealthTech

Brokerage and securities house in Pakistan providing online stock trading, commodities, and investment research.

PSX BrokerageOnline TradingCommoditiesInvestment Research
Mahaana Wealth logo
mahaana.com
WealthTech

Digital investment platform focused on SIPs and pension fund investments.

Digital AdvisorSIPsPension Funds
Arif Habib Limited logo
arifhabibltd.com
WealthTech

Securities and investment banking firm in Pakistan offering retail stock trading, corporate advisory, and asset management.

Stock BrokerageInvestment BankingCorporate AdvisoryPSX Trading
Netsol Technologies logo
netsoltech.com
Enterprise Software

Enterprise software company providing global leasing and financial software solutions (NFS Ascent).

Leasing SoftwareNFS AscentGlobal Enterprise
Blinq logo
merchant.blinq.pk
RegTech

RegTech startup specializing in identity verification, digital KYC, and anti-money laundering (AML) compliance software.

Identity VerificationDigital KYCAML Compliance
Payoneer logo
pages.payoneer.com
Payments

Global cross-border payments platform enabling Pakistani freelancers, exporters, and digital businesses to receive international payouts directly into local bank accounts.

Cross-Border PaymentsGlobal Receiving AccountsFreelancer PayoutsCurrency Conversion
Visit Official WebsiteGlobal / Pakistan
Raqami logo
raqamidigital.com
Digital Banking

Islamic digital retail bank in Pakistan offering Shariah-compliant digital banking, savings, and financing solutions for retail consumers and businesses.

Islamic Digital BankingShariah-Compliant AccountsDigital OnboardingSME Financing
Keenu logo
keenu.pk
Payments

Fintech payments and electronic point-of-sale (POS) network offering digital consumer wallets, merchant acquiring, and loyalty rewards across retail stores in Pakistan.

Merchant POS AcquiringDigital WalletBill PaymentsLoyalty Rewards
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